Buy Term Insurance Policy Without Medical Certificate

August 20, 2019

The insurance is must for any person. Every person should have a term insurance policy. Term insurance policy means there is no any maturity scheme for your premium amounts. Term Insurance gives a certain amount after death of a insured person under term insurance plane. Term insurance policy covers accidentally or natural death of any person. Any body can buy term insurance plan at any age.
The term insurance policy starts from ₹330/ year (₹27.50/month) under Pradhan Mantri Jeevan Jyoti Bima Yojana. In case of death due to any cause, the payment to the nominee will be ₹2 lakh. This is a government term insurance plan.
If you want take plan for more insured amount, then you have to take more expensive plan with more premium. Some term insurance plan under private insurance companies starts from ₹900/year. The amount of premium is based on your age. Some insurance companies takes medical certificate before insurance of the person. But some companies does not take any medical certificate before term insurance. So, any person who have any serious disease, he/she should have take a term insurance policy for care of their family after his/her death.
For buy the best term insurance policy you have to visit websites of insurance companies.
Here is list of those reliable insurance companies who provide best term insurance plan in cheap premium.
(1) Life Insurance Corporation of India (Public Sector)
(2) SBI Life Insurance Co. Ltd. (Public Sector)
(3) Canara HSBC Oriental Bank of Commerce Life Insurance Co. Ltd. (Public & Private Sector)
(4) PNB MetLife India Insurance Co. Ltd. (Public & Private Sector)
(5) IDBI Federal Life Insurance Co. Ltd. (Public & Private Sector)
(6) HDFC Standard Life Insurance Co. Ltd. (Private Sector)
(7) ICICI Prudential Life Insurance Co. Ltd. (Private Sector)
(8) Bajaj Allianz Life Insurance Co. Ltd. (Private Sector)

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