Modi Governments has launched latest scheme for each family of India. This name of this latest scheme is Pradhan Mantri Jan Dhan Yojna – PMJDY.
Under PMJDY two person of each family can open bank account in any Government Bank at zero balance. For open bank account client needs to submit a photo and xerox copy of identity card.
Benefits of PMJDY –
<1> You can draw all amount from your bank account. No any penalty will be charged on you.
<2> After 6 months you can withdraw Rs.5000 as overdraft from your bank account.
<3> Every holder of bank account will be get accidental insurance of Rs. 1,00,000 and medical insurance of Rs. 25,000.
<4> Every holder of bank account will get BSNL sim card in free of cost.
<5> After some time these bank account will be connected with all other financial benefits given by government.
<6> You can take loan from these accounts at lowest interest.
You can open zero balance account in following banks.
1. State Bank Of India
2. Central bank Of India
3. Union Bank Of India
4. Uco Bank
5. Allahabad Bank
6. Bank Of Maharshtra
7. Bank Of Baroda
8. Oriental Bank Of India